The Source

Working Capital

Is Pre-Settlement Funding Right for Your Business?

September 13, 2021

The U.S. legal system is incredibly slow, complicated, and expensive. In fact, the time between filing a civil suit and receiving a settlement can take months or even years.

USDA Business Loans: How to Qualify For and Use Financing

September 13, 2021

Much like the SBA, the United States Department of Agriculture and Rural Development (USDA) guarantees loans to stimulate business growth. The main difference, of course, is that USDA loans are designed to help agricultural business...

Say No to Stacking Loans: Why It’s Bad for Business

September 13, 2021

As a small business owner, you know that having enough cash flow is crucial to your operations. Because of this, it’s possible that you’ve taken out additional funding from a lender.

The Pros and Cons of Working with an SBA Lender

September 9, 2021

If you’re a small business owner, there’s a good chance you’ve heard of Small Business Administration (SBA) loans. The SBA doesn’t lend money directly to small businesses; instead, it partners with participating lenders.

How to Get Equipment Financing With a Bad Credit Score

September 8, 2021

When you have a bad credit score, getting approved for equipment financing might seem impossible. Although qualifying for traditional equipment financing when you have a low credit score can be difficult, there are options other...

How Does a Short-Term Line of Credit Work for Business Owners?

September 1, 2021

As a small business owner, additional financing is often necessary to meet short-term working capital needs, pay for last-minute expenses, or take advantage of business opportunities when cash flow is erratic.

Government Business Loans: What Are the Top Pros and Cons?

August 27, 2021

Explore the pros and cons of SBA government business loans, their affordability, and discover alternative funding options to find the best fit for your small business needs.

The Pros and Cons of Term Loans: Should You Apply?

August 26, 2021

Term loans come in many shapes and sizes and vary based on many types of financing lenders. Banks, credit unions, online lenders, and SBA lenders all provide term loan options that may fit your needs.

Can You Take Out Multiple SBA Loans – And Should You?

August 23, 2021

As a small business owner, access to working capital is critical for survival, from smoothing gaps in cash flow to hiring new employees and expanding your product line or services.